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BeaconLearn. Grow. Thrive.
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Personal finance · Learn. Grow. Thrive.

Feel more confident about your money.Skip the guilt trip.

Learn budgeting, credit, investing and more through short, interactive lessons.

  • No card needed
  • 18 lessons free
  • About 8 min a lesson
  • Pick your daily goal

From Lighthouse Companies.

  • Your paycheck
  • Credit scores
  • Emergency fund
  • APR
  • 401(k) match
  • Tax brackets

Illustrative — a few of the topics the curriculum covers.

No pressure

Build the habit. Skip the pressure.

Your effort counts, even when life gets busy.

Start freeNo hearts, lives or lockouts.

The usual learning app

  • Your streak is about to die. Don’t let it happen!
  • We noticed you didn’t show up yesterday…
  • You’re out of lives. Wait 4 hours or pay to keep going.

Beacon

Ready for today’s lesson?Your 6-day streak is still going. One lesson, about 8 minutes, whenever it works for you.
The top three are illustrative. The bottom one is Beacon’s real reminder wording.

  • Miss a day. Keep your progress.

    Keep your XP, level and achievements. Every 7 days in a row earns a shield that covers a missed day.

  • Wrong answers are how you learn

    Get a different question on the same idea, then retake the lesson if needed.

  • Reminders you control

    At most one a day. Turn reminders off in Settings.

  • Your pace, not ours

    Change your daily goal whenever your schedule changes. No leaderboards or rankings.

money topics
9
lessons
120
graded questions
357
simulators (3 free)
10
scenarios and boss challenges
16
achievements
48

How it works

One short lesson at a time

Choose a starting point, practice, then put it to use.

  1. Step 1

    Start where you are

    Tell Beacon your goals. Start with the basics or take an optional placement check.

  2. Step 2

    Learn by deciding

    Follow a worked example, try guided practice, then answer 3–6 graded questions.

  3. Step 3

    Run your own numbers

    Explore how a bigger debt payment or an employer match changes the outcome.

  4. Step 4

    Light up the map

    Score 70% or more to complete a lesson and earn XP.

    PlusTrack category mastery. The top stage requires Pro lessons and the boss challenge.

Quick demo

Try a lesson question

No account needed. Your answer stays in this browser.

Credit · Your Report vs. Your Score

From the free lessons

True or false

Checking your own credit score lowers it.

Curriculum

Find your next money topic

From reading your paycheck to buying a home.

See every lesson

Open a topic to see its lessons and plan requirements.

Start freeCompare plans

Privacy

Your money stays your business

Funded by learners, with no bank or lender sponsoring the curriculum.

  • No bank connection

    No bank logins, account numbers or Social Security number required.

  • Your numbers stay yours

    Simulator runs are stored only when you save them. Inputs never go to analytics.

  • No ads, no tracking cookies

    No third-party tracking. Your personal information is never sold.

  • Education, not advice

    For personal investment, tax or legal guidance, speak to a qualified professional.

Read the privacy policy

Plans

Choose your plan

The free plan has no time limit. Upgrade when you want more.

Paid plans renew until canceled.

Compare every feature

FAQ

Before you start

I am a complete beginner. Is this for me?

Yes. You do not need any finance knowledge. Lessons explain each idea before you practice.

Is Beacon only for the US?

Yes. Lessons cover US accounts, credit and taxes, with figures maintained for the 2026 tax year.

Do I need a password?

No. Sign in with a one-time email link, valid for 15 minutes. Or use Continue with Google.

Can I cancel a paid plan?

Yes, in Settings → Billing. After cancellation, you move to Free and keep your learning history.

Your next step

Make your next money decision with confidence.

Start with one lesson. Build from there.

Start freeCompare plans

Available in English and Spanish.