Free money calculators
Run your numbers, then see what they mean.
Each calculator shows its formula, works through an example, and explains the result in plain language. They run in your browser, so nothing you enter is saved or sent anywhere.
No account needed. Figures are for U.S. personal finance. Browse the money guides · Look up a money term
Money Foundations
Money Foundations
Budget Calculator
Free 50/30/20 budget calculator. Enter take-home pay and monthly costs to see your split across needs, wants and savings, and what is left to assign.
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Emergency Fund Calculator
Free emergency fund calculator. Turn your monthly essential expenses into a savings target and see how many monthly deposits it takes to reach it.
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Savings Goal Calculator
Free savings goal calculator. See how much to set aside each month, every two weeks or each week to reach a goal on time, with or without interest.
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Net Worth Calculator
Free net worth calculator. Add up what you own and what you owe to see your net worth today, and how your total debts compare with your assets.
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Credit
Debt
Debt
Loan Payment Calculator
Free loan payment calculator for fixed-rate car, personal and consolidation loans. See the monthly payment, total interest and how the term changes both.
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Debt-to-Income Ratio Calculator
Free debt-to-income ratio calculator. Add up your monthly debt payments and gross income to see your DTI, your housing ratio and what a new payment adds.
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Banking
Investing
Retirement
Taxes
Want to practice the decisions behind the numbers? Explore Beacon’s personal finance curriculum.